Founder & CEO

John Banner — Founder & CEO, AgentCollect

John Banner founded AgentCollect in 2020 to replace the broken collection agency model with AI. A Y Combinator (S23) company based in San Francisco, AgentCollect deploys one AI agent per account — handling calls, emails, SMS, and attorney escalation — for Fortune 500 companies including Microsoft and Dell. The result: up to 85,000 recoveries processed per day, approximately 50% recovery in 20 days, and zero compliance incidents.

Why AgentCollect exists

Before founding AgentCollect, John spent years in enterprise software where he saw the collection industry firsthand. The numbers were staggering: a single human collector handling 250+ accounts simultaneously, most of which were simply ignored. Outreach was generic, timing was arbitrary, and the debtor experience ranged from impersonal to hostile.

The core insight was simple: if one human can only meaningfully engage with a handful of accounts per day, why not build an AI agent for every single account? Each agent researches the company, identifies the right contact, chooses the optimal channel and timing, and follows up persistently — all under the client's own brand.

That insight became AgentCollect. Today, the platform handles B2B commercial debt recovery for companies ranging from mid-market SaaS firms to Fortune 500 enterprises. Attorney-backed notices achieve a 70% open rate. Clients see first results within hours of uploading their accounts receivable file — no integration, no contract, no upfront fees.

What one AI agent per account delivers

85,000
Recoveries processed per day
~50%
Recovery rate in 20 days
70%
Attorney notice open rate
0
Compliance incidents

Respectful recovery at scale

AgentCollect was built on the belief that collection doesn't have to be adversarial. Every AI agent operates under the client's brand, communicates in a professional tone, and resolves disputes in real time. Debtors can pay instantly, set up installment plans, or raise disputes — all without waiting for a human.

The platform combines voice calls, email sequences, SMS outreach, and attorney-backed legal notices into a single automated workflow. No manual intervention required. Clients upload a file and the system handles everything from contact discovery to payment collection.

Get in touch

John is available for conversations about AI in collections, accounts receivable automation, and enterprise debt recovery.

See what AgentCollect can recover for you

Upload your AR file and get first results in hours. No contract, no upfront fees, success-only pricing.

Book a 30-minute call →